In an ideal world, everybody would be honest and trustworthy, however, unfortunately, the world we live in is less than ideal. The following is a cautionary tale about why you should always look into your options, especially when it comes to those who handle your money.

A little while ago, our MD, Steve, was approached by a customer with a successful security firm. The company had been making a £1.5M turnover, and was going from strength to strength.

However, after taking out a facility with a big name bank, they faced a massive £80 – 90k annual charge. They had been with said bank for 12 years, and the charge had understandably marred their success. What’s more, the bank allowed them to believe that this was non-negotiable, so the company felt trapped in their unfortunate situation.

It Pays to Question Everything

Luckily, Steve knew better, and got to work, finding a solution.

In this case, that meant placing the customer with a new funder, who was able to bring the charge all the way down to £35 – 40k per year. Reluctantly, the bank admitted that Steve’s proposal was correct, and offered to match this figure.

The moral of the story, here, is that you don’t always have to accept what is offered to you by your bank. Have a chat with us about your situation, and we’ll ensure you’re getting nothing but the best!